Before you take out a personal loan for ANY purpose, you should consider if it is right for your personal circumstances. If you are unsure about what to do , you should seek professional advice. You should also carefully think about how much you would like to borrow and for how long.  

If you are taking out a personal loan to consolidate debt, this could extend the repayments on that debt & you may end up paying more interest overall.

Borrowing money with a personal loan means an ongoing payment commitment & you should consider how this may affect you in the future.

In certain circumstances you may be able to apply for a repayment holiday, you may be able to pay extra into your loan to repay it quicker & you may be able to settle early with no fees.  Please be aware that not all of our loan providers will offer all or any of these options, so make sure you read the T's & C's before signing!

Our loans are available to UK residents over 18 years of age.  Interest rates & monthly repayments are dependant on your loan amount & your own personal services.  All loans are subject to status & terms & conditions. Occasionally we may offer you a guarantor loan, meaning that you will need someone (a relative or friend) who would be happy to guarantee the repayments of your loan should you be unable to pay.